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Mr A
The MTN MoMo month consumer promotion is a transaction driven and points-based system designed to reward MTN MOMO customers who use their MoMo wallet to make payments MTN MoMo Merchants, pay bills and transfer money to their friends, relatives and business partners. For clarity purposes, MTN MoMo Merchants are those vendors, shops, businesses, etc. who accept payment for their goods and services on an MTN MoMo Merchant wallet.  Customers will earn points on the above mentioned transactions and at the end of each month, the two hundred and (250) customers will be rewarded with prizes including iphone X, Samsung s9+, Samsung tv sets, e-cash of up to GH¢2,000 and many more. The promo will run for three (3) months, from 1st August – 31st October, 2018.


Terms & Conditions


1.The promotion is open to ONLY MTN subscribers who are already registered on MoMo or get registered within the course of the promotion.
2.The promotion is open to both Pay As You Go and Pay Monthly subscribers.
3.SIMs dedicated solely for commercial transactions by MoMo agents and merchants are exempted from this promotion.
4.All SIMs used as Master Accounts are exempted from this promotion.
5.MTN Staff and their nuclear families are exempted from this promotion.
6.The duration of the promotion shall be from August 1, 2018 to October 31, 2018.
7.The promotion duration may be extended for a further period where Mobile Money deems it appropriate to do so. Two weeks’ prior notice shall be given in the event that the promotion is extended.


8.The minimum transaction to earn a point is GH¢1.00.
9.Every GH¢1.00 on Peer to Merchant transaction is equivalent to 10 points.
10.Every GH¢1.00 on Bill Payment transaction is equivalent to 5 points.
11.Every GH¢1.00 on Peer to Peer transaction is equivalent to 1 point.
12.All MoMo transactions during roaming will accrue points.
13. Subscribers will require 20,000 points to qualify for winners rankings.
14.Subscribers can check their accrued points via *120#.
15.At the end of each promotion month, all subscribers who participated in the promotion will be ranked from the highest to the lowest per their points and the two hundred and fifty (250) subscribers will be declared winners for that month.
16.At the end of each promotion month, all the points accrued by subscribers will be scrapped. Thus, subscribers will start each promotion month with zero points.
17.For each PRIZE PERIOD, a specific number of prizes is available, as defined in the table below:

Ranking   Prize    No. of Winners
1st - 2nd   iPhone X   2
3rd - 4th   Samsung Galaxy S9+   2
5th - 6th   49" Sumsung TV   2
7th - 8th   43" Sumsung TV   2
9th - 13th   40" Sumsung TV   5
14th -18th   Ghs 2,000 E-cash   5
19th - 78th   Ghs 1,000 E-cash   60
79th - 108th   GHS 500 E-cash    30
109th - 238th   Ghs 100 E-cash    130
239th - 250th   Ghs 50 E-cash    130

18. Transactions involving Mobile Money Agents do not accrue points for the promotion.
19. When a subscriber earns points on a transaction and later requests for a reversal of that same transaction, the subscriber will lose the associated points if the reversal is successful. The said loss of point shall be reflected in the subscriber’s accrued points at the end of the each month.
20.In case of tie, priority will be given to subscribers with a longer tenure on MoMo.
21.In case there is a tie in tenure, three months MoMo Average Revenue Per User prior to the promotion month will be used to select winner.
22.All cash rewards will be paid via MTN MoMo.
23.Selected winners need to be validated internally by Revenue Assurance and externally by an accredited auditing firm before invitation is sent to deserving subscribers.


24.Prizes will be rolled over to the next highest in the rank after exhausting all efforts to reach the winner including calling their frequently called numbers for assistance without success within 48 hours.
25.Monthly winners will be notified only by MTN authorized personnel via the number 0244 300 000.
26.Winners duly informed of their prizes will be given a two week notification to claim their prize or indicate interest in the prize. In the event that the winners selected are not available to claim the prize, such prizes will be passed on to the next in line.
27.Subscribers who win prizes must be present at the prize presentations ceremonies to receive their rewards.
28.MTN can use the photos of the winners and their prizes on all our media channels as testimonials for the promotion.
29.MTN reserves the right to convert prizes into cash rewards in case of undue delay by MTN’s supplier to produce the prizes.
30.In situations where prizes are converted into cash, beneficiaries will be paid the exact value of the prize via MTN MoMo.
31.MTN will bear the MoMo withdrawal commission in all cases where prizes are converted into cash due to delay in the delivery of the prizes by MTN Suppliers.
32.Any amendments of the Terms and Conditions will be issued by MTN in writing and instantly thereafter will be posted on its website. MTN reserves the right to amend the Terms and Conditions at any time during the duration of the promotion.
33.MTN shall not liable, if in case of force majeure or an event beyond its control, annuls, shortens, extends or amends the Terms and Conditions of this promotion.
34.MTN shall not be liable if the information provided by the winners is erroneous, incomplete or incorrect.
35.MTN reserves the right to disqualify a winner when it is proven that the winner used any fraudulent means to participate in the promotion. Such subscribers will be handed over to the police for prosecution.


36.The promotion shall be governed by the Laws of Ghana.

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